The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) is a revolutionary government scheme aimed at providing direct financial assistance to small and marginal farmers in India. Launched by the Government of India in 2019, this scheme has been instrumental in ensuring economic security for millions of farmers across the country.
Objectives of PM-Kisan
The primary objectives of the PM-Kisan scheme are:
- To provide financial aid to farmers to support agricultural activities.
- To reduce dependence on moneylenders by ensuring a steady income source.
- To promote agricultural growth by enabling farmers to invest in better seeds, fertilizers, and equipment.
- To uplift the living standards of small and marginal farmers.
Key Features of PM-Kisan Nidhi
- Direct Benefit Transfer (DBT): Under this scheme, eligible farmers receive ₹6,000 per year in three equal installments of ₹2,000 each, directly into their bank accounts.
- Eligibility Criteria:
- Farmers who own up to 2 hectares of cultivable land.
- Must be an Indian citizen engaged in agricultural activities.
- Exclusions include institutional landholders, income tax payers, and government employees.
- Nationwide Coverage: The scheme is implemented across all states and union territories in India.
- Hassle-Free Registration: Farmers can register through Common Service Centers (CSCs), the PM-Kisan website, or local agricultural offices.
- Transparency & Accountability: The scheme operates through a digitized database, reducing errors and ensuring direct fund transfers without intermediaries.
How to Apply for PM-Kisan?
Farmers can follow these simple steps to register for PM-Kisan benefits:
- Visit the official website pmkisan.gov.in
- Click on ‘New Farmer Registration’.
- Enter Aadhaar details, bank account number, and landholding information.
- Submit the application and wait for verification.
Impact of PM-Kisan
- Over 11 crore farmers have benefitted from the scheme since its inception.
- Improved financial stability among small farmers.
- Increased investment in modern farming techniques.
- Reduction in rural poverty and enhancement of farmers' overall welfare.
Conclusion
PM-Kisan Nidhi is a game-changer for Indian agriculture, providing much-needed financial assistance to farmers and supporting the growth of the agricultural sector. By ensuring timely payments and transparency, the scheme plays a crucial role in empowering farmers and enhancing rural livelihoods. Farmers should take full advantage of this initiative to secure a better future for themselves and their families. More Information